At VRP Finance Company, we understand the importance of financial security and stable returns. Our Fixed Deposit (FD) schemes are designed to offer you safety, reliability, and guaranteed earnings. Whether you’re saving for a future goal or simply looking for a risk-free investment, our FDs are a smart and convenient choice.

What is a Fixed Deposit?
A Fixed Deposit (FD) is a financial instrument where you invest a lump sum amount with a bank or a non-banking finance company (NBFC) like VRP Finance for a fixed period at a predetermined interest rate. Unlike a regular savings account, the money deposited in an FD earns a higher rate of interest and is locked in for the chosen tenure.

At the end of the term, you receive your principal amount along with the interest earned. FDs are considered one of the safest investment options, especially for risk-averse individuals.

Fixed Deposit Features and Benefits
✅ Assured Returns
Get guaranteed returns on your investment, unaffected by market fluctuations.

✅ Attractive Interest Rates
VRP Finance offers competitive interest rates to maximize your earnings.

✅ Flexible Tenure Options
Choose from a range of deposit periods, typically between 6 months to 5 years or more.

✅ Premature Withdrawal
In case of emergencies, you can opt for premature withdrawal (terms and conditions apply).

✅ Loan Against FD
Need funds urgently? Get a loan against your fixed deposit at attractive interest rates without breaking your FD.

✅ Cumulative & Non-Cumulative Options
Choose how you receive your interest – either monthly/quarterly (non-cumulative) or at maturity (cumulative).

✅ Senior Citizen Benefits
Senior citizens enjoy higher interest rates for their deposits.

✅ Safe and Secure
VRP Finance is a trusted NBFC, and all deposits are managed with high standards of security and transparency.

Fixed Deposit Eligibility :
Anyone who meets the basic criteria can open a Fixed Deposit account with VRP Finance:

• Individuals: Residents of India, including salaried individuals, self-employed, retirees, and housewives.
• Minors: Through a guardian or parent.
• Senior Citizens: Special rates and terms available.
• Firms & Companies: Partnerships, private limited, and public limited companies.
• Trusts and Societies

Documentation Required:

• Identity Proof (Aadhaar card, PAN card, Passport, etc.)
• Address Proof (Utility bills, Voter ID, etc.)
• PAN card (mandatory for tax deduction and verification)
• Passport-size photographs

Why Choose VRP Finance for Fixed Deposits?
With a solid reputation, transparent policies, and customer-first approach, VRP Finance Company is your reliable partner for safe and rewarding investments. Our fixed deposit schemes are tailored to meet the needs of every investor – from first-time savers to seasoned wealth planners.